Legal Notice

Privacy
Policies

House Rules

©Copyright &
®Trademarks

DELUXE MAGAZINE WEB SITE TERMS OF SERVICE
AND CONDITIONS OF USE LEGAL NOTICE

NORTHERN HOMES REAL ESTATE MAGAZINE ® AND DELUXE MAGAZINE WEB SITE ™

PLEASE READ THESE TERMS AND CONDITIONS OF USE CAREFULLY
BEFORE USING THIS SITE.

By using this site, you signify your assent to these terms of use.
If you do not agree to these terms of use please do not use the site.
We reserve the right, at our discretion, to change, modify, add, or remove
portions of these terms at any time. Please check these terms periodically
for changes. Your continued use of DELUXE WEB SITE following the posting
of changes to these terms will mean
you accept those changes.

---

RESTRICTIONS ON USE OF MATERIALS

This site is operated by NORTHERN HOMES REAL ESTATE MAGAZINE INC. referred to as "DELUXE WEB SITE," "we," "us," or "our" herein). No material from DELUXE WEB SITE or any Web site owned, operated, licensed, or controlled by NORTHERN HOMES REAL ESTATE MAGAZINE INC. may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your personal, non-commercial home use only, provided that (i) you keep intact all copyright and other proprietary notices, (ii) you make no modifications to the materials, (iii) you do not use the materials in a manner that suggests an association with or endorsement of any product, service, opinion, cause or anything else, (iv) you do not download quantities of materials to a database that can be used to avoid future downloads from a DELUXE WEB SITE For purposes of these terms, the use of any such material on any other Web site or networked computer environment is prohibited. All trademarks, service marks, and trade names are proprietary to NORTHERN HOMES REAL ESTATE MAGAZINE INC.

In the event you download software from the site, the software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively, the "Software") are licensed to you by DELUXE WEB SITE does not transfer title to the Software to you. You own the medium on which the Software is recorded, but DELUXE WEB SITE retains full and complete title to the Software, and all intellectual property rights therein.

SUBMISSIONS

The DELUXE WEB SITE is pleased to hear from its loyal fans and welcomes your comments regarding the DELUXE WEB SITE products, including the DELUXE WEB SITE's online services. Unfortunately, however, the DELUXE WEB SITE's long-standing company policy does not allow it to accept or consider creative ideas, suggestions, or materials other than those it has specifically requested. We hope you will understand that it is the intent of this policy to avoid the possibility of future misunderstandings when projects developed by the DELUXE WEB SITE's professional staff might seem to others to be similar to their own creative work. Accordingly, we must, regretfully, ask that you do not send us any original creative materials such as stories or character ideas, games, toys, or original artwork. While we do value your feedback on our services and products, we request that you be specific in your comments on those services and products, and not submit any creative ideas, suggestions, or materials.

If at our request you send certain specific submissions (e.g., postings to chat, boards, or contests) or, despite our request that you not send us any other creative materials, you send us creative suggestions, ideas, notes, drawings, concepts, or other information (collectively, the "Submissions"), the Submissions shall be deemed, and shall remain, the property of the DELUXE WEB SITE. None of the Submissions shall be subject to any obligation of confidence on the part of the DELUXE WEB SITE, and the DELUXE WEB SITE shall not be liable for any use or disclosure of any Submissions. Without limitation of the foregoing, the DELUXE WEB SITE shall exclusively own all now known or hereafter existing rights to the Submissions of every kind and nature throughout the universe and shall be entitled to unrestricted use of the Submissions for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Submissions.

FORUMS AND PUBLIC COMMUNICATION

"Forum" means a chat area, bulletin board, or e-mail function offered as part of the DELUXE WEB SITE. You shall not upload to, distribute through, or otherwise publish through the DELUXE WEB SITE any content which is libelous, defamatory, obscene, pornographic, threatening, invasive of privacy or publicity rights, abusive, illegal, or otherwise objectionable that would constitute or encourage a criminal offense, violate the rights of any party, or that would otherwise give rise to liability or violate any law.

The Forums shall be used only in a noncommercial manner. You shall not, without our express written approval, distribute or otherwise publish any material containing any solicitation of funds, promotion, advertising, or solicitation for goods or services. You specifically acknowledge that soliciting other the DELUXE WEB SITE guests to join or become members of any commercial online service or other organization is expressly prohibited. You must follow the House Rules whenever you are using the DELUXE WEB SITE.

It is our policy to respect the privacy of all guests. Therefore, in addition to the privacy of Registration data (see our Privacy Policy), we will not monitor, edit, or disclose the contents of a guest's e-mail unless required in the course of normal maintenance of the DELUXE WEB SITE and its systems or unless required to do so by law or in the good-faith belief that such action is necessary to: (1)comply with the law or comply with legal process served on the DELUXE WEB SITE; (2) protect and defend the rights or property of the DELUXE WEB SITE; or (3) act in an emergency to protect the personal safety of our guests or the public. Guests shall remain solely responsible for the content of their messages.

By uploading materials to any Forum or submitting any materials to us, you automatically grant (or warrant that the owner of such materials has expressly granted) us a perpetual, royalty-free, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from and distribute such materials or incorporate such materials into any form, medium, or technology now known or later developed throughout the universe. In addition, you warrant that all so-called "moral rights" in those materials have been waived.

Never assume people are who the say they are, know what they say they know, or are affiliated with whom they say they are affiliated with in any chat room, message board, or other user generated content area. Information obtained on message boards or in chat rooms is no substitute for independent research, and it's not a good idea to trade or make any investment decisions based solely or largely on information you can't confirm. the DELUXE WEB SITE cannot be responsible for the content or accuracy of any information, and shall not be responsible for any trading or investment decisions made based on such information.

CONTENT LINKED TO THE DELUXE WEB SITE

The DELUXE WEB SITE encourages you to exercise discretion while browsing the Internet using this service. the DELUXE WEB SITE may produce search results or otherwise link you to sites containing information that some people may find inappropriate or offensive. The DELUXE WEB SITE makes no representations concerning any effort to review the content of sites listed in our catalog (indeed, given the size of our catalog and the frequency with which it is updated, such review would be practically impossible). Consequently, the DELUXE WEB SITE is not and cannot be held responsible for the accuracy, copyright compliance, legality or decency of material contained in sites listed in our search results or otherwise linked to the DELUXE WEB SITE

DISCLAIMER

THE MATERIALS IN THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, the DELUXE WEB SITE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.the DELUXE WEB SITE DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS SITE OR THE SERVER THAT MAKES SUCH MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. the DELUXE WEB SITE DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT the DELUXE WEB SITE) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

DISCLAIMER REGARDING SEARCH

The DELUXE WEB SITE explicitly disclaims any responsibility for the content or availability of information contained in our search index or directory.

In no event shall the DELUXE WEB SITE be liable to anyone for any delays, inaccuracies, errors or omissions with respect to the Information or the transmission or delivery of all or any part thereof, for any damage arising therefrom or occasioned thereby, or for the results obtained from the use of the Information. the DELUXE WEB SITE will not be responsible if any Information infects or contaminates a USER's system or information. The entire risk as to the quality and performance of the DELUXE WEB SITE and the accuracy, adequacy, completeness, currentness, validity and quality of any Information is with the USER.

DISCLAIMER TO USERS OF THE DELUXE WEB SITE

The merchandise, products or services (collectively, the "Merchandise") offered to you from links from the the DELUXE WEB SITE are provided by third parties who are not affiliated with the DELUXE WEB SITE. the DELUXE WEB SITE does not endorse any of the Merchandise, nor has the DELUXE WEB SITE taken any steps to confirm the accuracy or reliability of any of the information contained in such third parties' submissions to the DELUXE WEB SITE or the Web sites of such third parties. the DELUXE WEB SITE cannot, and does not, make any representations or warranties as to the security of any information (including, without limitation, credit card and other personal information) you might be requested to give any third party. You are strongly encouraged to make whatever investigation you feel necessary or appropriate before proceeding with any online or offline transaction with any of these third parties.

INVESTMENT INFORMATION DISCLAIMER

DELUXE WEB SITE makes available certain investment information from third party information providers (the "Information Providers"). Neither DELUXE WEB SITE, nor any of its affiliates or its Information Providers, nor any of their respective officers, employees, directors, or agents: (1) passes on the merit of any of the investments or companies listed in this service or (2) endorses or sponsors any of the investments or companies listed in this service.

IF YOU INTEND TO USE ANY INVESTMENT-RELATED INFORMATION ACCESSED THROUGH THIS SERVICE, YOU SHOULD CAREFULLY RE-READ THE CAPITALIZED WORDS SET FORTH ABOVE IN THE DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY. Those provisions will have special importance for you. DELUXE WEB SITE makes this information available subject to all of its Terms and Conditions, including the Disclaimer of Warranties and Limitation of Liability set forth above. THIS DISCLAIMER OF WARRANTIES AND THIS LIMITATION OF LIABILITY SHALL APPLY TO BOTH DELUXE WEB SITE AND THE INFORMATION PROVIDERS.

Investing in securities carries certain risks, and neither DELUXE WEB SITE nor the Information Providers shall be responsible for any investment losses incurred in reliance on information provided on the DELUXE WEB SITE. ADVICE FROM YOUR OWN FINANCIAL ADVISOR IS STRONGLY RECOMMENDED.

The information and design of this service are owned by DELUXE WEB SITE and/or the Information Providers. Except for single temporary copy in a single computer's memory or another fair use under applicable copyright laws, the information contained herein may not otherwise be used (not copied, performed, distributed, rented, sublicensed, altered, stored for subsequent use, etc., in whole or in part, in any manner) without DELUXE WEB SITE'S and the Information Providers' express prior written consent.

PROFESSIONAL INFORMATION DISCLAIMER

DELUXE WEB SITE makes available certain information provided by third parties related to various professional fields such as medicine, law, and accounting. DELUXE WEB SITE does not give advice in any such fields and in no way endorses any of the information provided in this manner. IF YOU INTEND TO USE ANY SUCH INFORMATION, YOU SHOULD CAREFULLY RE-READ THE CAPITALIZED WORDS SET FORTH ABOVE IN THE DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY. Those provisions will have special importance for you. All information made available through the DELUXE WEB SITE is made available subject to DELUXE WEB SITE'S Terms and Conditions, including the Disclaimer of Warranties and Limitation of Liability set forth above.

DELUXE WEB SITE STRONGLY SUGGESTS THAT YOU SEEK ADVICE FROM A COMPETENT PROFESSIONAL REGARDING ISSUES IN ANY PROFESSIONAL FIELD.

CREDIT CARDS AND OTHER PRODUCT ORDER INFORMATION

The DELUXE WEB SITE takes the issue of your privacy seriously. WE DO NOT provide your credit card number, billing and shipping information to participating merchants from whom you buy goods or services WITHOUT YOUR WRITTEN PERMISSION. The merchants are solely responsible for how they use that information and any other information they independently acquire from you or about you. Otherwise, we do not share your credit card information with anyone else. For more information please read our Privacy Policy.

INDEMNIFICATION

MEMBER IS ENTIRELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF MEMBER'S PASSWORD AND ACCOUNT. FURTHERMORE, MEMBER IS ENTIRELY RESPONSIBLE FOR ANY AND ALL ACTIVITIES WHICH OCCUR UNDER MEMBER'S ACCOUNT AND AGREES TO INDEMNIFY, DEFEND, AND HOLD HARMLESS THE PROVIDERS FOR ANY LIABILITY OR EXPENSE ARISING FROM SUCH USE OR MISUSE. MEMBER AGREES TO IMMEDIATELY NOTIFY THE PROVIDERS OF ANY UNAUTHORIZED USE OF MEMBER'S ACCOUNT OR ANY OTHER BREACH OF SECURITY KNOWN TO MEMBER.

LIMITATION OF LIABILITY

UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL the DELUXE WEB SITE BE LIABLE FOR ANY OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THIS SITE, EVEN IF the DELUXE WEB SITE OR the DELUXE WEB SITE AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY OR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL the DELUXE WEB SITE'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

JURISDICTIONAL ISSUES

Unless otherwise specified, the materials in the site are presented solely for the purpose of promoting programs, and other products available in Canada, its territories, possessions, and protectorates. This site is controlled and operated by NORTHERN HOMES REAL ESTATE MAGAZINE INC. from its offices within Canada. the DELUXE WEB SITE makes no representation that materials in the site are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws, if and to the extent local laws are applicable. Software from this site is further subject to Canada export controls. No software from this site may be downloaded or otherwise exported or reexported (i) into (or to a national or resident of) any other country to which Canada has embargoed goods or is otherwise illegal; By downloading or using the Software, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list.

TERMINATION

These terms are effective until terminated by either party. You may terminate these terms at any time by destroying all materials obtained from any and all the DELUXE WEB SITE(s) and all related documentation and all copies and installations thereof, whether made under the terms of these terms or otherwise. These terms will terminate immediately without notice from the DELUXE WEB SITE if in the DELUXE WEB SITE's sole discretion you fail to comply with any term or provision of these terms. Upon termination, you must destroy all materials obtained from this site and any and all other the DELUXE WEB SITE site(s) and all copies thereof, whether made under the terms of these terms or otherwise.

OTHER

These terms shall be governed by and construed in accordance with the laws of Ontario and Canada, without giving effect to any principles of conflicts of law. You agree that any action at law or inequity arising out of or relating to these terms shall be filed only in the province or federal courts located in Sudbury Ontario and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between us relating to the subject matter herein and shall not be modified except in writing, signed by both parties.

NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT

To be effective, the notification must be a written communication that includes the following:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;

2. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;

3. Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit the service provider to locate the material;

4. Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address at which the complaining party may be contacted;

5. A statement that the complaining party has a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law;

6. A statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.